Simply put, we save money as a precaution because we do not know what the future holds.
COVID-19 has halted the world as we know it. Unfortunately, natural disasters and climate shocks will not stop in its wake.
We are in the midst of an unprecedented crisis. To date, more than 435,000 people have tragically lost their lives as a result of COVID-19.
High-risk areas for natural disasters are home to 5 billion out of the 7 billion total people on our planet.
As the people of Vanuatu begin the painstaking task of assessing the damage to their homes, businesses, and their communities in the wake of Cyclone Pam, another assessment is underway behind the s